Benefits of leasing
with Equities Funding Group
Preserve Cash
You pay only for the use of the asset, not for the ownership. This avoids tying up capital in assets.
100% Financing
You receive 100% financing, eliminating the need for a down payment as the lessor receives the tax benefits of ownership.
Cash Flow / Budget
You receive longer-term, fixed-payments and potentially lower payments as the lessor receives the tax benefits of ownership.
Alternate Source of Capital
Your existing bank lines of credit, which are limited, are not impacted. Leasing also is a less restrictive form of financing.
Off-balance Sheet Source of Funds
You can improve ROE, ROA, and many other financial ratios by utilizing leasing instead of borrowing.
Tax Advantages
You can avoid certain tax limitations. Take advantage of Section 179 IRS rule which allows a deduction for capital expenditures up to $450,000. Lease payments are expensed and do not contribute to Alternative Minimum Tax exposure or to mid-quarter depreciation penalties.
Equipment Obsolescense
You avoid the risk of equipment that is no longer technologically useful or valuable. It can be upgraded to another piece by writing a new lease.
Avoid Capital Budgeting Constraints
You can acquire needed equipment outside of the capital budget. Lease payments usually are paid out of the operating budget.
